Florida home loans —
Panhandle to the Keys.
Smart Mortgage Solutions is a Boca Raton–based mortgage lender serving homebuyers, homeowners, real estate agents, and investors across all of Florida. From first-time buyers in Orlando to luxury waterfront purchases in Miami and Naples, Florida is the heart of our business — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Local lending across
every region of Florida.
The Gold Coast and Treasure Coast — high-value purchases, condos, and investment properties from Boca Raton down to the Keys.
- Miami-Dade, Broward, Palm Beach counties
- Boca Raton, Fort Lauderdale, West Palm Beach, Miami
- Naples, Cape Coral, Fort Myers (Southwest Florida)
- Monroe County & the Florida Keys (Key West)
The I-4 corridor and Gulf Coast — first-time buyers, new construction, and growing-family moves through Orlando and Tampa Bay.
- Orange, Hillsborough, Pinellas, Polk counties
- Orlando, Tampa, St. Petersburg, Lakeland
- Sarasota, Bradenton, Clearwater (Gulf Coast)
- Space Coast — Melbourne & Brevard County
From Jacksonville's First Coast to the Emerald Coast — primary homes, VA purchases near military bases, and coastal second homes.
- Duval, Leon, Alachua, Escambia counties
- Jacksonville, Tallahassee, Gainesville
- Pensacola, Destin, Panama City (Emerald Coast)
- VA-friendly lending near Florida military communities
Financing for every
kind of Florida buyer.
Florida mortgage
questions answered.
Ready to start your Florida home journey?
Get pre-approved today — no cost, no obligation. Florida borrowers, let's get you to the closing table.