Pennsylvania home loans —
across the Keystone State.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across all of Pennsylvania. From first-time buyers in Philadelphia to move-up purchases in Pittsburgh and the Lehigh Valley, we bring local guidance to the Keystone State and beyond — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Local lending across
every region of Pennsylvania.
The state's economic core — Philadelphia, the Lehigh Valley, and the surrounding counties — for first-time buyers, relocations, and luxury purchases.
- Philadelphia, Lehigh, Northampton, Berks, Lancaster counties
- Philadelphia, Allentown, Bethlehem, Reading, Lancaster
- Rowhome rehab & first-time programs
- Jumbo financing for Rittenhouse & Main Line luxury
From the Steel City's reinvented neighborhoods to the South Hills — primary homes, renovations, and investment properties across Western PA.
- Allegheny County
- Pittsburgh, Shadyside, Squirrel Hill, Mount Lebanon
- Historic rehab & new-construction financing
- Investment & rental properties (DSCR)
From the capital region to the Lackawanna Valley and Lake Erie — affordable, VA-friendly, and second-home lending across the rest of the state.
- Dauphin, Lackawanna & Erie counties
- Harrisburg, Scranton, Erie
- First-time, affordable & relocation programs
- Second-home & lakeside financing near Presque Isle
Financing for every
kind of Pennsylvania buyer.
Pennsylvania mortgage
questions answered.
Ready to start your Pennsylvania home journey?
Get pre-approved today — no cost, no obligation. Pennsylvania borrowers, let's get you to the closing table.