Michigan home loans —
across the Great Lakes State.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across all of Michigan. From first-time buyers in Detroit to move-up purchases in Grand Rapids and Ann Arbor, we bring local guidance to the Great Lakes State and beyond — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Local lending across
every region of Michigan.
The state's economic core — Detroit and the Macomb and Oakland suburbs — for first-time buyers, relocations, and luxury purchases.
- Wayne, Macomb & Oakland counties
- Detroit, Sterling Heights, Troy
- Rowhome rehab & first-time programs
- Jumbo financing for Troy & Birmingham-area luxury
From Beer City's reinvented neighborhoods to Southwest Michigan — primary homes, renovations, and investment properties across the west side of the state.
- Kent & Kalamazoo counties
- Grand Rapids, Kalamazoo
- Historic rehab & new-construction financing
- Investment & rental properties (DSCR)
From the college towns to the capital region and the Flint area — VA-friendly, first-time, and move-up lending across the center of the state.
- Washtenaw, Ingham & Genesee counties
- Ann Arbor, Lansing, Flint
- First-time, affordable & relocation programs
- Jumbo financing for Ann Arbor luxury
Financing for every
kind of Michigan buyer.
Michigan mortgage
questions answered.
Ready to start your Michigan home journey?
Get pre-approved today — no cost, no obligation. Michigan borrowers, let's get you to the closing table.