South Carolina home loans —
across the Palmetto State.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across all of South Carolina. From historic Charleston and the Lowcountry to first-time buyers in Columbia and fast-growing Greenville, we bring local guidance to the Palmetto State — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Local lending across
every region of South Carolina.
Historic downtown streets, barrier-island living, and fast-growing suburbs across the coastal Lowcountry.
- Charleston, Berkeley & Dorchester counties
- Charleston, Mount Pleasant, Daniel Island, Summerville
- Jumbo financing for historic & waterfront luxury
- Second homes & investment properties (DSCR)
From the capital region and Lake Murray to the Grand Strand's beach and golf communities.
- Richland, Lexington & Horry counties
- Columbia, Lexington, Myrtle Beach, Conway
- VA loans near Fort Jackson & Shaw AFB
- Second homes & vacation rentals on the Strand
One of the Southeast's fastest-growing corridors — plus Rock Hill and the Charlotte metro's South Carolina side.
- Greenville, Spartanburg & York counties
- Greenville, Spartanburg, Rock Hill, Fort Mill
- Relocation & new-construction programs
- First-time & move-up financing
Financing for every
kind of South Carolina buyer.
South Carolina mortgage
questions answered.
Ready to start your South Carolina home journey?
Get pre-approved today — no cost, no obligation. South Carolina borrowers, let's get you to the closing table.