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Now Lending in Myrtle Beach

Myrtle Beach home loans —
the Grand Strand.

Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Myrtle Beach and Horry County. From oceanfront condos along the Strand to new construction in Carolina Forest and golf-community homes in Market Common, we bring local guidance to one of America's favorite beach markets — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.

Grand Strand
Horry County Coverage
14 days*
Close In As Little As
$832,750
2026 Horry County Conforming Limit
5.0 ★
Google Review Rating
Myrtle Beach Markets

Local lending across
every Myrtle Beach neighborhood.

Myrtle Beach Communities

Oceanfront condos, master-planned neighborhoods, and golf-course living.

  • Market Common & Grande Dunes
  • Carolina Forest & Forestbrook
  • North Myrtle Beach & Cherry Grove
  • Surfside Beach & Murrells Inlet area
Beach-Town Economy

A vacation and retirement magnet with strong second-home and rental demand.

  • Condo & condotel-alternative financing
  • Second homes & vacation rentals
  • Horry County coverage
  • Minutes to MYR & the beach
Every Kind of Beach Buyer

From primary homes to second-home, retirement, and investor purchases.

  • First-time & move-up buyers
  • Second homes & seasonal residences
  • Short-term-rental financing (DSCR)
  • New construction & townhomes
Market CommonGrande DunesCarolina ForestNorth Myrtle BeachCherry GroveSurfside BeachForestbrookSocasteeConway
FAQ

Myrtle Beach mortgage
questions answered.

We serve homebuyers and homeowners throughout Myrtle Beach and the Grand Strand, including Market Common, Grande Dunes, Carolina Forest, North Myrtle Beach, and Surfside Beach, plus nearby Conway and Murrells Inlet.
The 2026 conforming loan limit is $832,750 in Horry County, including Myrtle Beach. Loan amounts above that limit are financed as jumbo loans, which we offer for the Strand's oceanfront and higher-priced homes.
Myrtle Beach borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.

Ready to start your Myrtle Beach home journey?

Get pre-approved today — no cost, no obligation. Myrtle Beach borrowers, let's get you to the closing table.