Now Lending in Dallas
Dallas home loans —
the Big D.
Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Dallas and Dallas County. From walkable Uptown high-rises to estate homes in Preston Hollow, we bring local guidance to the heart of North Texas — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.
Dallas County
Dallas Metro Coverage
14 days*
Close In As Little As
$832,750
2026 Dallas County Conforming Limit
5.0 ★
Google Review Rating
Dallas Markets
Local lending across
every Dallas neighborhood.
Dallas Neighborhoods
Walkable urban cores, established lake neighborhoods, and luxury estate districts.
- Uptown & Downtown
- Lakewood & the M Streets
- Preston Hollow
- Bishop Arts & Oak Cliff
North Texas Engine
A corporate-relocation magnet with one of the strongest job markets in the country.
- Relocation & first-time programs
- Jumbo financing for luxury homes
- Dallas County coverage
- Minutes to Downtown & DFW
Every Kind of Dallas Buyer
From first homes to move-up, luxury, and investor purchases.
- First-time & move-up buyers
- New construction & townhomes
- Jumbo financing for Preston Hollow luxury
- Investment & rental properties (DSCR)
UptownLakewoodPreston HollowBishop ArtsOak CliffDowntownDeep EllumM StreetsLake Highlands
Loan Programs in Dallas
Financing for every
kind of Dallas buyer.
FAQ
Dallas mortgage
questions answered.
We serve homebuyers and homeowners throughout Dallas and Dallas County, including Uptown, Lakewood, Preston Hollow, Bishop Arts, and Oak Cliff, plus the wider metro.
The 2026 conforming loan limit is $832,750 in Dallas County, including Dallas. Loan amounts above that limit are financed as jumbo loans, which we offer for the area's luxury and higher-priced homes.
Dallas borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.
Ready to start your Dallas home journey?
Get pre-approved today — no cost, no obligation. Dallas borrowers, let's get you to the closing table.