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Now Lending in Fort Worth

Fort Worth home loans —
where the West begins.

Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Fort Worth and Tarrant County. From historic Fairmount bungalows to homes near TCU, we bring local guidance to Cowtown — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.

Get Pre-Approved Call (561) 299-5825
Tarrant County
Fort Worth Metro Coverage
14 days*
Close In As Little As
$832,750
2026 Tarrant County Conforming Limit
5.0 ★
Google Review Rating
Fort Worth Markets

Local lending across
every Fort Worth neighborhood.

Fort Worth Neighborhoods

A walkable downtown, established near-side enclaves, and master-planned north-side growth.

  • Sundance Square & Downtown
  • TCU / Westcliff & Tanglewood
  • Cultural District & Arlington Heights
  • Fairmount & the Near Southside
Cowtown Growth

A fast-growing metro blending Western heritage with strong job and population gains.

  • First-time & relocation programs
  • New-construction financing
  • Tarrant County coverage
  • Minutes to Downtown & Alliance
Every Kind of Fort Worth Buyer

From first homes to move-up, luxury, and investor purchases.

  • First-time & move-up buyers
  • New construction & townhomes
  • Jumbo financing for Tanglewood luxury
  • Investment & rental properties (DSCR)
Sundance SquareTCU / WestcliffCultural DistrictTanglewoodFairmountNear SouthsideArlington HeightsClearforkAlliance
Loan Programs in Fort Worth

Financing for every
kind of Fort Worth buyer.

FHA Loans

3.5% down with flexible credit — the most popular path for first-time Fort Worth homebuyers.

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VA Loans

0% down for Fort Worth's veterans and active-duty service members. No monthly mortgage insurance.

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Conventional Loans

Fixed and ARM options within the local $832,750 conforming limit for strong-credit borrowers.

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Jumbo Loans

High-balance financing for Fort Worth's luxury and higher-priced markets above conforming limits.

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DSCR Loans

Qualify on rental income to scale your Fort Worth investment-property portfolio.

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Non-QM Loans

Bank statement and alternative-doc programs for Fort Worth's self-employed borrowers.

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FAQ

Fort Worth mortgage
questions answered.

We serve homebuyers and homeowners throughout Fort Worth and Tarrant County, including Sundance Square, TCU / Westcliff, the Cultural District, Tanglewood, and Fairmount, plus the wider metro.
The 2026 conforming loan limit is $832,750 in Tarrant County, including Fort Worth. Loan amounts above that limit are financed as jumbo loans, which we offer for the area's higher-priced homes.
Fort Worth borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.

Ready to start your Fort Worth home journey?

Get pre-approved today — no cost, no obligation. Fort Worth borrowers, let's get you to the closing table.

Start My Application Call (561) 299-5825