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Now Lending in Frisco

Frisco home loans —
Sports City USA.

Smart Mortgage Solutions is a mortgage lender serving homebuyers, homeowners, real estate agents, and investors across Frisco and Collin County. From master-planned Phillips Creek Ranch to homes near The Star, we bring local guidance to one of the nation's fastest-growing cities — with the ability to close in as little as 14 days* and pre-approvals often issued the same day.

Collin County
Frisco Coverage
14 days*
Close In As Little As
$832,750
2026 Collin County Conforming Limit
5.0 ★
Google Review Rating
Frisco Markets

Local lending across
every Frisco neighborhood.

Frisco Neighborhoods

Acclaimed master-planned communities, a walkable square, and sports-anchored districts.

  • Frisco Square & The Star area
  • Stonebriar
  • Phillips Creek Ranch
  • Newman Village & Starwood
Fastest-Growing City

A top relocation destination with top schools and strong home values.

  • Relocation & first-time programs
  • Jumbo financing for luxury homes
  • Collin County coverage
  • Minutes to The Star & the Tollway
Every Kind of Frisco Buyer

From first homes to move-up, luxury, and investor purchases.

  • First-time & move-up buyers
  • New construction & townhomes
  • Jumbo financing for luxury homes
  • Investment & rental properties (DSCR)
Frisco SquareThe Star areaStonebriarPhillips Creek RanchNewman VillageStarwoodRichwoodsPanther CreekTrails of West Frisco
FAQ

Frisco mortgage
questions answered.

We serve homebuyers and homeowners throughout Frisco and Collin County, including Frisco Square, the Stonebriar and The Star areas, Phillips Creek Ranch, and Newman Village.
The 2026 conforming loan limit is $832,750 in Collin County, including Frisco. Loan amounts above that limit are financed as jumbo loans, which we offer for the area's luxury and higher-priced homes.
Frisco borrowers have access to FHA, VA, conventional, jumbo, Non-QM, DSCR, commercial, private money, and second mortgage / HELOC financing — for primary residences, second homes, and investment properties.

Ready to start your Frisco home journey?

Get pre-approved today — no cost, no obligation. Frisco borrowers, let's get you to the closing table.